M & D FINANCIAL MANAGEMENT LTD

    INDEPENDENT ADVICE

    M&D Financial Management offers unbiased and unrestricted advice. As a privately owned company, the firm is not tied to any bank, investment company, insurance or pension provider.

    OVER 30 YEARS’ EXPERIENCE

    M&D was formed in 1985, in Belfast, as an Independent Financial Advice practice for Medical and Dental professionals in Northern Ireland. The practice has expanded over the years to incorporate numerous other professional fields including business owners and large companies.

    LEADING PROFESSIONALS

    Recognised as one of the top Independent Financial Advice firms in Northern Ireland, M&D Financial Management offers highly specialised professional advice for individuals and businesses.

INVESTMENT MANAGEMENT

As a professional independent advisory firm, with over 30 years’ experience, we are able to tailor a uniquely personalised investment portfolio taking into consideration each client’s individual needs and ambitions.

We ensure individual investments are held in the most tax efficient manner; we continuously monitor and review the market to control risk, reduce costs and maximise performance.

We pride ourselves in offering an exceptional service by ensuring that we understand and listen, adapting to changes in the marketplace and being continually proactive.

Before any investment takes place we carry out a detailed analysis of:

  • Your personal circumstances and priorities
  • Your knowledge, thoughts and feelings towards investing and risk
  • The agreed time horizon for any proposed investment
  • Current and potential market conditions

“I have worked with M&D on both a professional and personal basis for over 20 years. Throughout this time they have diligently provided me with sound advice based on my own objectives. I have confidence in the work that they do and in the way they deliver it.”
T.Murphy - Chartered Accountant

INDIVIDUAL ADVICE

Our longevity means we understand that a trusting relationship is paramount in order to give an individual peace of mind.

We will help retain, protect and grow your wealth.

With a highly experienced team of specialist advisers, we offer clients independent advice on:

  • Savings & Investments
  • Insurance
  • Mortgages & Loans
  • Tax Planning
  • Retirement Planning
  • Pensions
  • Buying / Selling a Business
  • Succession / Estate Planning
  • Trusts

Whether currently employed, self-employed or retired, please contact us.

“I have been a client of M&D for many years now and can say that they look after all my financial needs in a professional and efficient manner.”
T.Black – GP, Abbey Medical Practice

“M&D have looked after my personal affairs for many years. They are committed to delivering the very best results in a friendly and professional manner and I trust them implicitly.”
R.Graham – Dentist, Clogher Valley Dental Care

CORPORATE ADVICE

A competitive benefits package not only helps an employer to secure the best employees at recruitment, but also helps to retain happy, committed workers.

Employees value a benefits package that helps plan for the future and unexpected events such as illness, injury or death.

With our experience of the local market, we are able to offer businesses in Northern Ireland specialist advice on:

  • Pensions
  • Group Life & Critical Illness Insurance
  • Group Income Protection
  • Group Private Medical Insurance

For more specific advice on creating or reviewing employee benefit packages, please contact our team.

“M&D Financial Management provide a top personal service with attention to detail. We highly value their expertise.”
A.Pollock – Director, Phoenix Natural Gas

About us

M&D Financial Management was founded in 1985, in Belfast, as an Independent Financial Advice practice for Medical and Dental professionals in Northern Ireland.

We have not deviated from our founding core objective of offering a highly specialised, personal and professional financial service.

The practice has expanded over the years to incorporate numerous other professional fields including business owners and large companies.

Today the firm is one of the leading Independent Financial Advice practices in Northern Ireland, and benefits from having strong connections with many local professional services.

Our dynamic team of advisers takes pride in keeping abreast of all developments within the financial climate. This ensures that all our clients receive sound, informative and experienced advice.

We value our independence; we offer unbiased and unrestricted advice.

Our advice is based on a comprehensive and fair analysis of the whole market, specific to a client's own personal circumstances and priorities.

M&D Financial Management is a privately owned company, and is not tied to any bank, insurance company, pension provider or any other financial organisation.

Many financial advisory firms are restricted, meaning that they do not provide independent advice and do not have access to the whole market.

M&D Financial Management is proud to have put its clients’ interests first by maintaining its independence.

Peter Kilpatrick | Director
PETER KILPATRICK
peter@manddfinancial.com
Peter has over 20 years experience in financial services with significant expertise in delivering strategic investment and retirement planning advice for a wide range of individual and corporate clients.
Paul Murphy | Director
Paul Joined M&D in 2000. With over 30 years experience in financial services. Paul has a wealth of experience in holistic financial planning.
John Horner | Financial Adviser
John has over 10 years experience of advising both private and corporate clients. He specialises in bespoke Investment, Pension and Preservation strategies to enable his clients to achieve the results they need.
Declan Convery | Director
DECLAN CONVERY
declan@manddfinancial.com
With over 25 years in the corporate financial world, Declan has considerable experience in personal financial planning and wealth management
Brian David Horner | Chartered Financial Adviser
BRIAN DAVID HORNER
horner@manddfinancial.com
Brian is a Chartered Financial Planner and Fellow of the Personal Financial Society. He holds an Honours degree in Mathematics from Queens University Belfast and specialises in wealth management, taxation and trusts.